5 kwa Jero

Make 5 Payments and/or Send Money transactions of any value for only 500 shillings per day! Join Selcom Pesa now and enjoy lowest charges!

Watch the video to know how to use this offer.

Do you know how much you can save on charges with Selcom Pesa?

Send your transaction details by following these steps

  1. Go to your mobile network's application or USSD.

  2. Select 'Transaction Statements.'

  3. Choose 'Send via Email' in PDF format.

  4. Enter ujanja@selcompesa.app as the recipient email.

  5. You will receive an SMS with details of the savings you could make using Selcom Pesa.

By sending your statement you agree to these terms and conditions. Statement analysis conducted by Tausi Africa (Manka).

Experience the freedom to send money, make payments at the lowest charges, and take full control of your finances anytime, anywhere. Selcom Pesa makes managing your money easy, affordable, and convenient!

At Selcom Pesa, we've revolutionized transactions to make them more affordable, faster, secure, and rewarding for everyone. Whether you're a worker, businessperson, farmer, student, Gen Z, or part of Generation Alpha, Selcom Pesa is designed with you in mind. Empower your financial journey today!

Simple and Transparent Charges with Selcom Pesa

Say goodbye to complicated fees! With Selcom Pesa, enjoy one simple tariff for all your send money transfers to any bank, any wallet or any Lipa number. We've simplified charges to make your experience easier and more affordable.

Plus, Selcom Pesa to Selcom Pesa is always FREE! Send money to friends and family effortlessly and encourage them to join the Selcom Pesa network - because sharing is better when it’s free. Together, let’s grow a connected, thriving community!

Send to Any, Send to Many.

With Selcom Pesa, sending money has never been easier. Transfer funds to up to 5 recipients at once - all from one convenient app. Enjoy the freedom of seamless transactions and the lowest charges, designed to make your money go further.

Send money to any bank, any wallet.

“Send to Many” allows you to make payments to multiple recipients at once!

With Selcom Pesa, receiving money is seamless and flexible. Deposit funds effortlessly from any bank, mobile wallet, or through thousands of Selcom Wakala (agents) across the country. Start transacting today and enjoy the lowest charges, all with the convenience you deserve.

  • Using USSD or the Application:

    1. Go to the 'Send Money to Bank' section.

    2. Select the bank – Selcom Microfinance Bank (formerly Access Microfinance Bank).

    3. Enter the Selcom Pesa account number or the phone number you registered with the Selcom Pesa App.

    4. Enter the amount to send.

    5. Enter your PIN to confirm.

  • Using USSD or the Bank's Application:

    1. Go to the 'Send Money to Bank' section.

    2. Select the bank – Selcom Microfinance Bank (formerly Access Microfinance Bank).

    3. Enter the Selcom Pesa account number or the phone number you registered with the Selcom Pesa App.

    4. Enter the amount.

    5. Enter your PIN to confirm.

  • 1. Visit the nearest Selcom Agent service.
    2. Provide cash.
    3. Provide your Selcom Pesa App account details, your registered phone number with the Selcom Pesa App, or your card number.
    4. Receive an SMS confirmation.

  • Enter your account number or the phone number you registered with the Selcom Pesa App, your name, currency, and the SWIFT code of Selcom Microfinance Bank (which is ACTZTZTZ).

Making Transactions is That Simple!

Pay for goods and services using TanQR or Lipa Namba, LUKU, Government GePG payments, and other bills at low and affordable charges.

Pay merchants for good and services using Lipa Number or QR code.

Pay bills, utility and Government payments effortlesslet. No queues, no hassle!

Save Smarter with Kibubu

Secure your savings effortlessly with Kibubu by setting aside a percentage of each transaction or a specific amount of your choice. You can add to your Kibubu savings manually or have them automatically deducted from your transactions. Remember, every little bit counts - small steps lead to big savings!

Achieve your goals with Kibubu - set your goals, track progress, and watch your dreams come true!

Transactions With Rewards

Get Qwikrewards through transactions and special offers regularly. You can use your Qwikrewards to complete payments for merchants or various bills.

Qwikrewards is our proprietary loyalty rewards program which enables businesses to offer rewards and or cashback to customers who make digital transactions.

Get your Selcom Pesa Mastercard Today

Pick up your Selcom Pesa Mastercard from any Selcom Bank branch or Selcom Xperience Centre and link it instantly to your Selcom Pesa account. Pay online effortlessly using the Selcom Pesa virtual card already available in the app. Enjoy the freedom to pay online or at any merchant that accepts Mastercard, whether within Tanzania or abroad, without any charges.

Need cash? Withdraw from any ATM locally or globally that carries the Mastercard mark. This is what financial freedom feels like.

How to Link Your Selcom Pesa Mastercard to the Selcom Pesa App

The Selcom Pesa Mastercard is a convenient and secure debit card that connects seamlessly to your Selcom Pesa App. You can use it for ATM withdrawals at any Mastercard ATM and enjoy FREE online and Point of Sale (POS) payments.

Follow these simple steps to link your Selcom Pesa Mastercard to your Selcom Pesa App

  • Visit any Selcom Microfinance Bank branch in Temeke, Lumumba, or Kijitonyama. Alternatively, stop by our Xperience Centres at Haile Selassie Road or Kariakoo (Uhuru and Nyamwezi Streets). Our friendly customer support team will hand over your Selcom Pesa Mastercard.

    1. Open the Selcom Pesa App and go to the My Account section.

    2. Pull down the first card displayed at the top of the screen.

    3. Tap the "Link Card" button.

    4. Enter the serial number found above the QR code on the back of your card. Alternatively, scan the QR code to auto-fill the serial number.

    5. Enter the CVV (the three-digit number on the back of your card) and tap Proceed.

    6. Set a secure password for your card and confirm by tapping Link Card. 

    1. You will receive a confirmation SMS. TZS 2,500 will be deducted from your account as a card issuance fee.

  • Your Selcom Pesa Mastercard is now successfully linked to your app and ready for use.

    Start enjoying seamless transactions, free online and POS payments, and secure ATM withdrawals at any ATM with Mastercard logo.


Stay in control of your money with Selcom Pesa's powerful financial management tool. Monitor your spending in real-time through the intuitive usage graphs, giving you a clear view of how your money moves. We've made it simple and smart to keep an eye on your expenses and make informed financial decisions.

Track and Manage Your Finances with Ease

Your Security is Our Priority

Selcom Pesa prioritizes the safety of your personal and financial information. Our app is built on a secure infrastructure with advanced encryption and robust firewalls to protect against unauthorized access. Every transaction is encrypted to ensure your data remains confidential. With Selcom Pesa, you can manage your finances confidently, knowing your information is safe.

Instant notifications

Track the movement of all your transactions with instant in-app and SMS notifications.

Secure biomentric login

Selcom Pesa allows you to login using biometric identification such as face recognition, fingerprint or PIN.

In-app card management

Link, suspend, block or manage your Selcom Pesa Mastercard directly from the app.

Revolutionary Self-Onboarding

Be part of a groundbreaking first in Africa! Open your Selcom Pesa account in under 5 minutes using just your NIDA number and fingerprints. No long queues or paperwork - simply register yourself and start banking instantly. Selcom Pesa is transforming access to finance, making it faster and easier for everyone to join the financial system.

Send us a message